Tag: soft credit check

Why Credit Card Pre-Approval Isn’t a Guarantee

Oct 29, 2025

—

by

James Anderson

in Credit cards

Learn what credit card pre-approval really means, why it’s not guaranteed, and how to avoid surprises before applying. Smart tips for better card decisions.
How to Compare Personal Loan Offers Without Damaging Your Credit Score

Sep 2, 2025

—

by

Sarah Nelson

in Business Loans, Personal finance

Compare loan offers risk-free with NerdWallet’s Personal Loan Pre-Qualification Tool—get personalized rates without hurting your credit score.